/*
 * CLM Member Portal Frontend Styles — "Skydash" light theme
 * Mobile-first, Bootstrap 5 base. Same palette as the admin portal:
 *   primary #4B49AC · blue #7DA0FA · light blue #98BDFF
 *   purple #7978E9 · coral #F3797E
 */

:root {
    --clm-primary:       #4B49AC;
    --clm-primary-dark:  #3d3b91;
    --clm-primary-tint:  #ECECF8;
    --clm-blue:          #7DA0FA;
    --clm-blue-light:    #98BDFF;
    --clm-purple:        #7978E9;
    --clm-coral:         #F3797E;
    --clm-accent:        #7978E9;
    --clm-accent-light:  #EFEFFC;
    --clm-danger:        #F3797E;
    --clm-success:       #34B1AA;
    --clm-warning:       #F5A623;
    --clm-text:          #343a40;
    --clm-heading:       #2E2E3A;
    --clm-muted:         #8A8FA3;
    --clm-border:        #E8EAF3;
    --clm-bg:            #F0F1F7;
    --clm-card-bg:       #ffffff;
    --clm-radius:        12px;
    --clm-shadow:        0 4px 18px rgba(75, 73, 172, .06);
    --clm-shadow-lg:     0 8px 28px rgba(75, 73, 172, .12);
    --clm-topbar-h:      60px;
    --clm-nav-w:         224px;
}

/* ── Reset / base ──────────────────────────────────────── */
.clm-portal * { box-sizing: border-box; }
.clm-portal { font-family: 'Segoe UI', system-ui, -apple-system, sans-serif; font-size: 15px;
    color: var(--clm-text); background: var(--clm-bg); min-height: 100vh; }

/* ── Top bar (white) ───────────────────────────────────── */
.clm-portal-topbar {
    position: sticky; top: 0; z-index: 100;
    height: var(--clm-topbar-h);
    background: #fff; color: var(--clm-heading);
    display: flex; align-items: center;
    justify-content: space-between; padding: 0 22px;
    box-shadow: 0 2px 12px rgba(75, 73, 172, .08);
}
.clm-portal-coop-name { font-weight: 800; font-size: 1.05rem; color: var(--clm-primary); letter-spacing: -.01em; }
.clm-portal-topbar-user { display:flex; align-items:center; gap:10px; font-size:.85rem; }
.clm-portal-member-name { font-weight: 600; color: var(--clm-heading); }
.clm-portal-member-no  { color: var(--clm-muted); font-size: .78rem; }
.clm-notif-badge { background: var(--clm-coral); color:#fff; border-radius:50%;
    width:20px; height:20px; display:flex; align-items:center; justify-content:center;
    font-size:.7rem; font-weight:700; }

/* Topbar avatar — photo or initial fallback */
.clm-topbar-avatar {
    display: flex; align-items: center; justify-content: center;
    width: 34px; height: 34px; border-radius: 50%;
    overflow: hidden; flex-shrink: 0;
    text-decoration: none;
    border: 2px solid var(--clm-border);
    transition: border-color .15s;
}
.clm-topbar-avatar:hover { border-color: var(--clm-primary); }
.clm-topbar-avatar-img {
    width: 100%; height: 100%; object-fit: cover;
}
.clm-topbar-avatar-initial {
    width: 100%; height: 100%;
    display: flex; align-items: center; justify-content: center;
    background: var(--clm-primary); color: #fff;
    font-size: .82rem; font-weight: 700; line-height: 1;
    user-select: none;
}

/* Topbar brand (hamburger + coop name block) */
.clm-portal-topbar-brand {
    display: flex; align-items: center; gap: 10px;
}
.clm-portal-topbar-brand > div {
    display: flex; flex-direction: column; line-height: 1.2;
}
.clm-portal-subtitle { font-size: .68rem; color: var(--clm-muted); margin-left: 0;
    font-weight: 600; text-transform: uppercase; letter-spacing: .06em; }

/* Mobile hamburger (self-contained — dark icon for white topbar) */
.clm-portal-nav-toggle {
    display: none;
    background: none; border: none; color: var(--clm-heading);
    padding: 6px; cursor: pointer; border-radius: 8px; line-height: 1;
    touch-action: manipulation;
    -webkit-tap-highlight-color: transparent;
}
.clm-portal-nav-toggle:hover { background: var(--clm-primary-tint); color: var(--clm-primary); }
.clm-portal-nav-toggle .dashicons { font-size: 1.4rem; width: auto; height: auto; }

/* ── Layout ────────────────────────────────────────────── */
.clm-portal-layout { display: flex; min-height: calc(100vh - var(--clm-topbar-h)); margin-bottom: 60px;}

/* ── Sidebar navigation (white, indigo active pill) ─────── */
.clm-portal-nav {
    width: var(--clm-nav-w); flex-shrink: 0;
    background: #fff; padding: 16px 12px;
    display: flex; flex-direction: column;
    position: sticky; top: var(--clm-topbar-h);
    height: calc(100vh - var(--clm-topbar-h)); overflow-y: auto;
    border-right: 1px solid var(--clm-border);
}
.clm-nav-item {
    display: flex; align-items: center; gap: 11px;
    color: #6C7383; text-decoration: none;
    padding: 11px 14px; font-size: .875rem; font-weight: 500;
    transition: background .14s, color .14s;
    border-radius: 10px; margin-bottom: 2px;
}
.clm-nav-item:hover     { background: #F4F5FB; color: var(--clm-primary); }
.clm-nav-item.active    { background: var(--clm-primary); color:#fff;
    font-weight:600; box-shadow: 0 4px 12px rgba(75, 73, 172, .28); }
.clm-nav-item.active:hover { background: var(--clm-primary-dark); color: #fff; }
.clm-nav-item .dashicons { font-size:1.1rem; width:auto; height:auto; flex-shrink:0; }
.clm-nav-spacer          { flex:1; }
.clm-nav-logout          { color: var(--clm-muted); border-top: 1px solid var(--clm-border); margin-top:8px; padding-top: 12px; border-radius: 10px; }
.clm-nav-logout:hover    { color: var(--clm-coral); background: #FDEEEF; }

/* Mobile backdrop — defined in the @media block below */

/* ── Main content ───────────────────────────────────────── */
.clm-portal-main   { flex:1; padding: 26px; overflow-x: hidden; }
.clm-portal-page   { max-width: 1100px; }
.clm-portal-page-title { font-size:1.32rem; font-weight:700; color:var(--clm-heading);
    margin-bottom:22px; letter-spacing:-.01em; }
.clm-portal-page-header { display:flex; align-items:center; justify-content:space-between; margin-bottom:22px; }
.clm-section-label { font-size:.72rem; text-transform:uppercase; letter-spacing:.08em;
    font-weight:700; color:var(--clm-muted); margin:22px 0 10px; }
.clm-section-header {
    display: flex; align-items: center; justify-content: space-between;
    margin: 22px 0 10px;
}
.clm-section-header .clm-section-label { margin: 0; }
.clm-section-count {
    font-size: .7rem; color: var(--clm-muted);
    background: #f3f4f6; border-radius: 20px;
    padding: 2px 8px; font-weight: 500;
}

/* ── Cards ──────────────────────────────────────────────── */
.clm-portal-card {
    background: var(--clm-card-bg); border-radius: var(--clm-radius);
    box-shadow: var(--clm-shadow); padding: 20px 22px; margin-bottom: 18px;
    border: none;
}
/* p-0 cards: restore header padding and add a separator line */
.clm-portal-card.p-0 .clm-portal-card-header {
    padding: 14px 18px;
    border-bottom: 1px solid var(--clm-border);
    margin-bottom: 0;
}
.clm-portal-card-header {
    display:flex; align-items:center; justify-content:space-between;
    margin-bottom:14px;
}
.clm-portal-card-header h3,
.clm-portal-card-header h4 {
    font-size:.92rem; font-weight:700;
    color:var(--clm-heading); margin:0; letter-spacing:-.01em;
}

/* Section titles inside card body (forms, sub-sections) */
.clm-portal-card h5.clm-section-title,
.clm-portal-card .clm-card-section-title {
    font-size: .78rem; font-weight: 700; text-transform: uppercase;
    letter-spacing: .06em; color: var(--clm-muted); margin: 0 0 14px;
}
/* Horizontal divider between card sections */
.clm-portal-card hr.clm-section-divider {
    border: none; border-top: 1px solid var(--clm-border); margin: 22px 0;
}

/* ── Dashboard summary grid (solid Skydash tiles) ───────── */
.clm-portal-summary-grid {
    display:grid; grid-template-columns: repeat(auto-fit, minmax(180px,1fr));
    gap:16px; margin-bottom:26px;
}
.clm-summary-card {
    background: var(--clm-card-bg); border-radius: var(--clm-radius);
    padding:18px 20px; box-shadow: var(--clm-shadow); border:none;
}
.clm-summary-card--loans, .clm-summary-card--savings,
.clm-summary-card--shares, .clm-summary-card--member {
    box-shadow: 0 6px 18px rgba(75, 73, 172, .18);
}
.clm-summary-card--loans   { background: var(--clm-coral); }
.clm-summary-card--savings { background: var(--clm-blue); }
.clm-summary-card--shares  { background: var(--clm-primary); }
.clm-summary-card--member  { background: var(--clm-purple); }

.clm-summary-label { font-size:.74rem; letter-spacing:.03em;
    color:var(--clm-muted); font-weight:600; }
.clm-summary-value { font-size:1.5rem; font-weight:700; color:var(--clm-heading);
    margin:5px 0 2px; letter-spacing:-.01em; }
.clm-summary-sub   { font-size:.74rem; color:var(--clm-muted); }

.clm-summary-card--loans   .clm-summary-label, .clm-summary-card--loans   .clm-summary-value, .clm-summary-card--loans   .clm-summary-sub,
.clm-summary-card--savings .clm-summary-label, .clm-summary-card--savings .clm-summary-value, .clm-summary-card--savings .clm-summary-sub,
.clm-summary-card--shares  .clm-summary-label, .clm-summary-card--shares  .clm-summary-value, .clm-summary-card--shares  .clm-summary-sub,
.clm-summary-card--member  .clm-summary-label, .clm-summary-card--member  .clm-summary-value, .clm-summary-card--member  .clm-summary-sub {
    color:#fff;
}
.clm-summary-card--loans .clm-summary-label,   .clm-summary-card--savings .clm-summary-label,
.clm-summary-card--shares .clm-summary-label,  .clm-summary-card--member .clm-summary-label { opacity:.85; }
.clm-summary-card--loans .clm-summary-sub,     .clm-summary-card--savings .clm-summary-sub,
.clm-summary-card--shares .clm-summary-sub,    .clm-summary-card--member .clm-summary-sub { opacity:.8; }
.clm-summary-card--loans a, .clm-summary-card--savings a,
.clm-summary-card--shares a, .clm-summary-card--member a {
    color:#fff; text-decoration:underline; text-underline-offset:2px;
}

/* ── Two-column row ─────────────────────────────────────── */
.clm-portal-row          { display:flex; gap:20px; align-items:flex-start; flex-wrap:wrap; }
.clm-portal-col          { flex:1 1 340px; }
.clm-portal-col--narrow  { flex:0 0 300px; max-width:320px; }

/* ── Loan items ─────────────────────────────────────────── */
.clm-loan-list         { display:flex; flex-direction:column; gap:12px; }
.clm-loan-item         { background:#F8F9FD; border-radius:10px; padding:14px 16px;
    border:1px solid var(--clm-border); }
.clm-loan-item--overdue { background:#FDF1F2; border-color:#F8C8CB; }
.clm-loan-item-head    { display:flex; align-items:center; gap:8px; margin-bottom:10px; flex-wrap:wrap; }
.clm-loan-no           { font-weight:700; font-family:'Consolas', monospace; font-size:.9rem; }
.clm-loan-product      { font-size:.78rem; }
.clm-loan-item-body    { display:grid; grid-template-columns:repeat(auto-fill,minmax(130px,1fr)); gap:8px; margin-bottom:12px; }
.clm-loan-item-footer  { display:flex; gap:8px; }

/* Loan list page header */
.clm-loans-apply-btn { display:inline-flex; align-items:center; gap:5px; }
.clm-loans-empty {
    display:flex; flex-direction:column; align-items:center;
    padding: 2.5rem 1rem; text-align:center; gap: .75rem;
}
.clm-loans-empty-icon { font-size:48px; width:48px; height:48px; opacity:.25; }
.clm-loans-empty p { color:var(--clm-muted); margin:0; }

/* Loan card (loan page) */
.clm-loan-card { margin-bottom:16px; }
.clm-loan-card--pastdue { border:1px solid #F8C8CB; background:#FFFBFB; }

.clm-loan-card-head {
    display:flex; align-items:flex-start; justify-content:space-between;
    margin-bottom:12px; gap:8px;
}
.clm-loan-card-identity { display:flex; flex-direction:column; gap:2px; }
.clm-loan-card-badges { display:flex; align-items:center; gap:4px; flex-shrink:0; flex-wrap:wrap; justify-content:flex-end; }
.clm-loan-product { font-size:.8rem; color:var(--clm-muted); }

/* Balance hero strip */
.clm-loan-balance-hero {
    display:grid; grid-template-columns:repeat(3,1fr);
    border:1px solid var(--clm-border); border-radius:10px;
    overflow:hidden; margin-bottom:10px;
}
.clm-loan-balance-item {
    display:flex; flex-direction:column; align-items:center; text-align:center; gap:3px;
    padding:.65rem .5rem; border-right:1px solid var(--clm-border);
}
.clm-loan-balance-item:last-child { border-right:none; }
.clm-loan-balance-item--main { background:var(--clm-bg); }
.clm-loan-balance-label {
    font-size:.65rem; text-transform:uppercase; letter-spacing:.05em;
    color:var(--clm-muted); font-weight:600; white-space:nowrap;
}
.clm-loan-balance-val { font-size:.95rem; font-weight:800; line-height:1.2; }

/* Secondary meta chips — pill style, readable at a glance */
.clm-loan-card-meta {
    display:flex; flex-wrap:wrap; align-items:center;
    gap:5px; margin-bottom:12px;
}
.clm-meta-chip {
    display:inline-flex; align-items:center; gap:3px;
    white-space:nowrap;
    background:#f1f5f9; border:1px solid #e2e8f0; border-radius:20px;
    padding:2px 10px; font-size:.72rem; color:#374151; font-weight:500;
    line-height:1.6;
}
.clm-meta-chip::after { content:''; } /* remove old separator */
.clm-meta-chip-label {
    color:#9ca3af; font-weight:400; margin-right:2px;
}

/* Footer actions — secondary left, pay right; never breaks badly */
.clm-loan-card-footer {
    display:flex; align-items:center; gap:8px;
    padding-top:10px; border-top:1px solid var(--clm-border);
}
.clm-loan-card-footer-secondary { display:flex; gap:6px; flex:1; }
.clm-footer-btn { flex:1; text-align:center; white-space:nowrap; }
.clm-loan-pay-btn { display:inline-flex; align-items:center; gap:4px; white-space:nowrap; flex-shrink:0; }

.clm-loan-card-body { margin-bottom:14px; }
.clm-loan-stat-grid { display:grid; grid-template-columns:repeat(auto-fill,minmax(150px,1fr)); gap:10px; }

/* Pending applications — mobile cards */
.clm-pending-list, .clm-history-list { display:flex; flex-direction:column; gap:.5rem; }

.clm-pending-item {
    background:#fff; border:1px solid var(--clm-border); border-radius:10px; padding:.8rem;
}
.clm-pending-item-top {
    display:flex; align-items:flex-start; justify-content:space-between; gap:.5rem; margin-bottom:.4rem;
}
.clm-pending-item-top > div { display:flex; flex-direction:column; gap:2px; }
.clm-pending-no { font-size:.75rem; background:#f3f4f6; padding:1px 5px; border-radius:4px; font-family:monospace; }
.clm-pending-product { font-size:.78rem; color:var(--clm-muted); }
.clm-pending-item-body {
    display:flex; align-items:center; justify-content:space-between;
    margin-bottom:.5rem;
}
.clm-pending-amount { font-size:1rem; font-weight:700; }
.clm-pending-date { font-size:.75rem; color:var(--clm-muted); }
.clm-pending-item-foot { margin-top:.5rem; }

/* History — mobile cards (link rows) */
.clm-history-item {
    display:flex; align-items:center; justify-content:space-between; gap:.75rem;
    background:#fff; border:1px solid var(--clm-border); border-radius:10px;
    padding:.75rem; text-decoration:none; color:inherit;
    transition:border-color .15s, background .15s;
}
.clm-history-item:hover { border-color:var(--clm-primary); background:var(--clm-primary-tint); }
.clm-history-item-left { display:flex; flex-direction:column; gap:2px; }
.clm-history-item-right { display:flex; flex-direction:column; align-items:flex-end; gap:4px; flex-shrink:0; }
.clm-history-dates { font-size:.72rem; color:var(--clm-muted); }
.clm-history-amount { font-size:.9rem; font-weight:700; }

/* ── Stats ──────────────────────────────────────────────── */
.clm-loan-stat   { display:flex; flex-direction:column; gap:2px; }
.clm-stat-label  { font-size:.72rem; text-transform:uppercase; color:var(--clm-muted); font-weight:600; }
.clm-stat-value  { font-size:.92rem; font-weight:600; color:var(--clm-heading); }

/* ── Transaction list (legacy stub — real styles below) ─── */

/* ── Savings balance ────────────────────────────────────── */
.clm-savings-balance { font-size:2rem; font-weight:700; color:var(--clm-primary); line-height:1.1; }

/* ── Share capital ───────────────────────────────────────── */
.clm-share-summary { padding: 0; overflow: hidden; }

/* Balance hero row */
.clm-share-balance-row {
    display: flex; flex-direction: column; align-items: center;
    text-align: center; padding: 1.1rem 1rem .85rem;
    border-bottom: 1px solid var(--clm-border);
    background: var(--clm-bg);
}
.clm-share-balance-val {
    font-size: 2rem; font-weight: 800;
    color: var(--clm-primary); line-height: 1.15;
    margin-top: 4px; white-space: nowrap;
}

/* Two-stat strip — sits flush inside the summary card, always 2 columns */
.clm-share-strip {
    grid-template-columns: repeat(2, 1fr);
    border-top: none; /* outer card provides the border above */
    border-radius: 0;
    border-left: none;
    border-right: none;
    border-bottom: none;
}
.clm-share-strip .clm-loan-balance-item {
    align-items: center; text-align: center;
}
.clm-share-strip .clm-loan-balance-val { white-space: nowrap; }
.clm-share-par {
    font-size: .67rem; color: var(--clm-muted);
    margin-top: 1px; white-space: nowrap;
}

/* ── Transaction cards (mobile) ──────────────────────────── */
.clm-tx-list { display: flex; flex-direction: column; gap: .4rem; }

.clm-tx-item {
    display: flex; align-items: stretch;
    justify-content: space-between; gap: .6rem;
    background: #fff;
    border: 1px solid var(--clm-border);
    border-left: 4px solid var(--clm-border);
    border-radius: 10px; padding: .65rem .8rem;
}
.clm-tx-item--credit { border-left-color: #1E8E87; }
.clm-tx-item--debit  { border-left-color: #B07D17; }
/* History items are <a> tags — reset link styles */
a.clm-tx-item--link { text-decoration: none; color: inherit; }
a.clm-tx-item--link:hover { border-color: var(--clm-primary); box-shadow: 0 2px 8px rgba(99,102,241,.10); }

/* Left column: OR + date + badge */
.clm-tx-ref {
    display: flex; flex-direction: column;
    justify-content: center;
    align-items: flex-start; gap: 4px;
    min-width: 0;
    flex: 1;
}
.clm-tx-or {
    font-size: .72rem; font-family: monospace;
    background: #f3f4f6; padding: 1px 6px;
    border-radius: 4px;
    white-space: nowrap;
    display: inline-block;
}
.clm-tx-date {
    font-size: .72rem; color: var(--clm-muted);
    white-space: nowrap;
}

/* Right column: amount + balance — never compress */
.clm-tx-amounts {
    display: flex; flex-direction: column;
    justify-content: center;
    align-items: flex-end; gap: 2px;
    flex-shrink: 0;
}
.clm-tx-amount {
    font-size: .92rem; font-weight: 700;
    white-space: nowrap;
}
.clm-tx-credit { color: #1E8E87; }
.clm-tx-debit  { color: #B07D17; }
.clm-tx-balance {
    font-size: .72rem; color: var(--clm-muted);
    white-space: nowrap;
}

/* Badge inside card — keep it small */
.clm-tx-ref .clm-status-badge {
    font-size: .62rem; padding: 1px 6px;
}

@media (max-width: 479px) {
    .clm-share-balance-val { font-size: 1.5rem; }
    .clm-share-strip .clm-loan-balance-val { font-size: .78rem; }
    .clm-share-strip .clm-loan-balance-item { padding: .5rem .3rem; }
    .clm-tx-amount  { font-size: .86rem; }
    .clm-tx-or      { font-size: .68rem; }
    .clm-tx-date    { font-size: .68rem; }
    .clm-tx-balance { font-size: .68rem; }
    .clm-tx-item    { padding: .55rem .65rem; }
}

/* ── Profile ────────────────────────────────────────────── */
.clm-profile-dl      { display:grid; grid-template-columns:auto 1fr; gap:6px 16px; }
.clm-profile-dl dt   { font-size:.78rem; font-weight:600; color:var(--clm-muted);
    text-transform:uppercase; letter-spacing:.03em; }
.clm-profile-dl dd   { font-size:.875rem; margin:0; }

/* ── Form section headings (used in apply, profile, edit-loan) ── */
/* h4 / h5 inside a .clm-portal-card body acting as section labels */
.clm-portal-card h4.small.text-uppercase,
.clm-portal-card h5.fw-semibold {
    font-size: .78rem; letter-spacing: .06em; font-weight: 700;
    text-transform: uppercase; color: var(--clm-muted); margin-bottom: 14px;
}
/* hr inside a card body — thin separator */
.clm-portal-card hr {
    border: none; border-top: 1px solid var(--clm-border); margin: 22px 0;
}

/* ── Apply page ─────────────────────────────────────────── */
.clm-apply-layout         { display:flex; gap:20px; align-items:flex-start; flex-wrap:wrap; }
.clm-apply-form-col       { flex:1 1 380px; }
.clm-apply-preview-col    { flex:0 0 320px; max-width:340px; position:sticky; top:calc(var(--clm-topbar-h)+16px); }

/* Action buttons */
.clm-apply-actions { display:flex; gap:.6rem; flex-wrap:wrap; }
.clm-apply-btn { display:inline-flex; align-items:center; gap:5px; }

/* Preview card header */
.clm-preview-card { padding: 1rem; }
.clm-preview-card-header {
    display: flex; align-items: center; gap: 7px;
    font-size: .75rem; font-weight: 700; text-transform: uppercase;
    letter-spacing: .06em; color: var(--clm-muted);
    margin-bottom: 1rem; padding-bottom: .65rem;
    border-bottom: 1px solid var(--clm-border);
}
.clm-preview-icon { font-size: 18px; width: 18px; height: 18px; color: var(--clm-primary); }

/* Empty state */
.clm-preview-empty {
    display: flex; flex-direction: column; align-items: center;
    padding: 1.5rem .5rem; text-align: center; color: var(--clm-muted);
}
.clm-preview-empty-icon { font-size: 40px; width: 40px; height: 40px; opacity: .3; margin-bottom: .5rem; }
.clm-preview-empty p { font-size: .85rem; margin: 0; }

/* Summary strip */
.clm-preview-strip {
    display: grid; grid-template-columns: repeat(2, 1fr);
    gap: .5rem; margin-bottom: .9rem;
}
.clm-preview-stat {
    background: var(--clm-bg); border: 1px solid var(--clm-border);
    border-radius: 10px; padding: .6rem .75rem;
    display: flex; flex-direction: column; gap: 2px;
}
.clm-preview-stat-label {
    font-size: .66rem; text-transform: uppercase;
    letter-spacing: .04em; color: var(--clm-muted);
}
.clm-preview-stat-value { font-size: .95rem; font-weight: 700; }
.clm-pv--primary { color: var(--clm-primary); }
.clm-pv--warning { color: #B07D17; }
.clm-pv--success { color: #1E8E87; }

/* Fees row */
.clm-preview-fees {
    background: #f8f9fa; border: 1px solid var(--clm-border);
    border-radius: 8px; padding: .45rem .75rem;
    font-size: .77rem; color: var(--clm-muted); margin-bottom: .75rem;
}
.clm-preview-fees-label { font-weight: 600; color: var(--clm-text); }
.clm-preview-fees span { margin-right: .4rem; }

/* Schedule card rows */
.clm-preview-sched-label {
    font-size: .68rem; text-transform: uppercase;
    letter-spacing: .05em; color: var(--clm-muted);
    margin-bottom: .4rem;
}
.clm-preview-sched-list { display: flex; flex-direction: column; gap: .3rem; }
.clm-preview-sched-row {
    display: flex; justify-content: space-between; align-items: center;
    background: #fff; border: 1px solid var(--clm-border);
    border-radius: 8px; padding: .45rem .7rem;
}
.clm-preview-sched-left { display: flex; flex-direction: column; gap: 1px; }
.clm-preview-sched-no   { font-size: .67rem; color: var(--clm-muted); font-weight: 700; text-transform: uppercase; }
.clm-preview-sched-date { font-size: .82rem; font-weight: 600; color: var(--clm-text); }
.clm-preview-sched-breakdown { font-size: .71rem; color: var(--clm-muted); }
.clm-preview-sched-total { font-size: .9rem; font-weight: 700; }
.clm-preview-sched-more {
    text-align: center; font-size: .76rem; color: var(--clm-muted);
    padding: .35rem; background: #f8f9fa; border-radius: 6px; margin-top: .25rem;
}

.clm-product-card {
    display:block; border:2px solid var(--clm-border); border-radius:10px;
    padding:14px 16px; margin-bottom:10px; cursor:pointer; transition:all .15s;
}
.clm-product-card:hover             { border-color:var(--clm-purple); background:var(--clm-accent-light); }
.clm-product-card:has(input:checked){ border-color:var(--clm-primary); background:var(--clm-primary-tint); }
.clm-product-card--ineligible       { opacity:.6; cursor:not-allowed; background:#F8F9FD; }
.clm-product-card-head { display:flex; align-items:center; margin-bottom:6px; }
.clm-product-meta { display:flex; flex-wrap:wrap; gap:8px; margin-top:4px; }
.clm-product-meta span::before { content:'·'; margin-right:4px; }
.clm-product-meta span:first-child::before { content:''; margin:0; }

/* ── Buttons / forms (Skydash overrides) ────────────────── */
.clm-portal .btn { border-radius: 8px; font-weight: 600; }
.clm-portal a.btn-primary{
    color: #FFF;
}
.clm-portal .btn-primary {
    background-color: var(--clm-primary); border-color: var(--clm-primary);
}
.clm-portal .btn-primary:hover, .clm-portal .btn-primary:focus, .clm-portal .btn-primary:active {
    background-color: var(--clm-primary-dark) !important;
    border-color: var(--clm-primary-dark) !important;
}
.clm-portal .btn-outline-primary { color: var(--clm-primary); border-color: var(--clm-primary); }
.clm-portal .btn-outline-primary:hover {
    background-color: var(--clm-primary) !important;
    border-color: var(--clm-primary) !important; color: #fff !important;
}
.clm-portal .btn-success { background-color: #34B1AA; border-color: #34B1AA; }
.clm-portal .btn-success:hover { background-color: #2A968F !important; border-color: #2A968F !important; }
.clm-portal .btn-danger { background-color: var(--clm-coral); border-color: var(--clm-coral); }
.clm-portal .btn-danger:hover { background-color: #ef5d63; border-color: #ef5d63; }
.clm-portal .form-control, .clm-portal .form-select { border-radius: 8px; border-color: var(--clm-border); }
.clm-portal .form-control:focus, .clm-portal .form-select:focus {
    border-color: var(--clm-primary);
    box-shadow: 0 0 0 .18rem rgba(75, 73, 172, .15);
}
.clm-portal .form-check-input:checked {
    background-color: var(--clm-primary); border-color: var(--clm-primary);
}
.clm-portal a { color: var(--clm-primary); }
.clm-portal .text-primary { color: var(--clm-primary) !important; }
.clm-portal .text-danger  { color: #E0464D !important; }
.clm-portal .text-success { color: #1E8E87 !important; }

/* Badges — soft tinted */
.clm-portal .badge { font-weight: 600; text-transform: capitalize; padding: .36em .68em; border-radius: 6px; }
.clm-portal .badge.text-bg-primary   { background-color: var(--clm-primary-tint) !important; color: var(--clm-primary) !important; }
.clm-portal .badge.text-bg-success   { background-color: #E1F3F2 !important; color: #1E8E87 !important; }
.clm-portal .badge.text-bg-danger    { background-color: #FDEBEC !important; color: #D9434E !important; }
.clm-portal .badge.text-bg-warning   { background-color: #FDF3E1 !important; color: #B07D17 !important; }
.clm-portal .badge.text-bg-info      { background-color: #E5EDFD !important; color: #3D6FD8 !important; }
.clm-portal .badge.text-bg-secondary { background-color: #EEF0F6 !important; color: #5A6270 !important; }

/* Alerts — soft tinted */
.clm-portal .alert { border-radius: 10px; border: none; }
.clm-portal .alert-success { background: #E1F3F2; color: #1E8E87; }
.clm-portal .alert-danger  { background: #FDEBEC; color: #D9434E; }
.clm-portal .alert-warning { background: #FDF3E1; color: #B07D17; }
.clm-portal .alert-info    { background: #E5EDFD; color: #3D6FD8; }

/* ── Tables ─────────────────────────────────────────────── */
.clm-portal .table {
    font-size: .84rem; color: var(--clm-text); margin-bottom: 0;
}
.clm-portal .table th {
    font-size: .72rem; font-weight: 700; text-transform: uppercase;
    letter-spacing: .05em; color: var(--clm-muted); border-bottom-width: 1px;
    white-space: nowrap; padding: 10px 12px;
}
.clm-portal .table td { padding: 9px 12px; vertical-align: middle; border-color: var(--clm-border); }
.clm-portal .table-light th { background: #F7F8FC; }
.clm-portal .table > :not(:first-child) { border-top-color: var(--clm-border); }
.clm-portal .table tbody tr:hover { background: #F7F8FC; }
.clm-portal .font-mono,
.clm-portal code { font-family: 'Consolas', 'Menlo', monospace; font-size: .82em; color: var(--clm-primary); }

/* ── Nav tabs (loans schedule/payments/requests) ─────────── */
.clm-portal .nav-tabs { border-bottom: 2px solid var(--clm-border); gap: 2px; }
.clm-portal .nav-tabs .nav-link {
    font-size: .83rem; font-weight: 600; color: var(--clm-muted);
    border: none; border-bottom: 2px solid transparent;
    border-radius: 0; padding: 8px 14px; margin-bottom: -2px;
    transition: color .14s, border-color .14s;
}
.clm-portal .nav-tabs .nav-link:hover { color: var(--clm-primary); background: none; }
.clm-portal .nav-tabs .nav-link.active {
    color: var(--clm-primary); border-bottom-color: var(--clm-primary);
    background: none; font-weight: 700;
}

/* ── Breadcrumb ─────────────────────────────────────────── */
.clm-portal .breadcrumb {
    font-size: .82rem; margin-bottom: 0; padding: 0; background: none;
}
.clm-portal .breadcrumb-item a { color: var(--clm-primary); text-decoration: none; font-weight: 600; }
.clm-portal .breadcrumb-item a:hover { text-decoration: underline; }
.clm-portal .breadcrumb-item.active { color: var(--clm-muted); }
.clm-portal .breadcrumb-item + .breadcrumb-item::before { color: var(--clm-border); }

/* ── Empty state ────────────────────────────────────────── */
.clm-empty-state { text-align:center; color:var(--clm-muted); padding:26px 0; font-size:.9rem; }

/* ── Login card (embedded in portal — shown when not logged in) ─ */
.clm-portal-login     { display:flex; align-items:center; justify-content:center;
    min-height:100vh; background:var(--clm-bg); padding:20px; }
.clm-portal-login-card { width:100%; max-width:420px; }

/* ── [clm_member_login] standalone shortcode ────────────────── */
.clm-login-wrap {
    display: flex;
    align-items: center;
    justify-content: center;
    min-height: 60vh;
    padding: 32px 16px;
    background: var(--clm-bg);
    font-family: 'Segoe UI', system-ui, sans-serif;
}
.clm-login-card {
    width: 100%;
    max-width: 420px;
    background: var(--clm-card-bg);
    border-radius: var(--clm-radius);
    box-shadow: var(--clm-shadow-lg);
    padding: 36px 32px;
    border: none;
}

/* Brand header */
.clm-login-brand {
    text-align: center;
    margin-bottom: 24px;
    padding-bottom: 20px;
    border-bottom: 1px solid var(--clm-border);
}
.clm-login-brand-name {
    display: block;
    font-size: 1.1rem;
    font-weight: 800;
    color: var(--clm-primary);
}
.clm-login-brand-sub {
    display: block;
    font-size: .74rem;
    color: var(--clm-muted);
    margin-top: 2px;
    text-transform: uppercase;
    letter-spacing: .06em;
    font-weight: 600;
}

/* Title */
.clm-login-title {
    font-size: 1.15rem;
    font-weight: 700;
    color: var(--clm-heading);
    margin: 0 0 20px;
    text-align: center;
}

/* "Logged in" state */
.clm-login-icon {
    text-align: center;
    margin-bottom: 12px;
}
.clm-login-icon .dashicons {
    font-size: 3rem;
    width: 3rem;
    height: 3rem;
}
.clm-login-icon--success .dashicons { color: var(--clm-success); }
.clm-login-sub {
    text-align: center;
    color: var(--clm-muted);
    font-size: .88rem;
    margin-bottom: 20px;
}
.clm-login-logout-link {
    display: block;
    text-align: center;
    font-size: .82rem;
    color: var(--clm-muted);
    text-decoration: none;
    margin-top: 12px;
}
.clm-login-logout-link:hover { color: var(--clm-coral); text-decoration: underline; }

/* Override WP default form-control focus ring to match brand */
.clm-login-wrap .form-control:focus {
    border-color: var(--clm-primary);
    box-shadow: 0 0 0 .18rem rgba(75, 73, 172, .15);
}
.clm-login-wrap .btn-primary {
    background-color: var(--clm-primary);
    border-color: var(--clm-primary);
    border-radius: 8px;
    font-weight: 600;
}
.clm-login-wrap .btn-primary:hover {
    background-color: var(--clm-primary-dark);
    border-color: var(--clm-primary-dark);
}

/* Responsive */
@media (max-width: 479px) {
    .clm-login-card { padding: 24px 18px; }
}

/* ── Slide panel ────────────────────────────────────────── */
.clm-portal-panel       { position:fixed; inset:0; z-index:500; }
.clm-portal-panel-backdrop { position:absolute; inset:0; background:rgba(46,46,58,.45); }
.clm-portal-panel-body  { position:absolute; top:0; right:0; bottom:0; width:min(580px,100vw);
    background:#fff; display:flex; flex-direction:column; box-shadow:-4px 0 24px rgba(75,73,172,.18); }
.clm-portal-panel-header { display:flex; align-items:center; justify-content:space-between;
    padding:16px 20px; border-bottom:1px solid var(--clm-border); background:#fff; color:var(--clm-heading); }
.clm-portal-panel-header h4 { margin:0; font-size:1rem; font-weight:700; }
.clm-portal-panel-content { flex:1; overflow-y:auto; padding:20px; }

/* ── Link sm ────────────────────────────────────────────── */
.clm-link-sm { font-size:.8rem; color:var(--clm-primary); text-decoration:none; font-weight:600; }
.clm-link-sm:hover { text-decoration:underline; }

/* ── Pay via Online Banking — mobile toggle ─────────────── */
.clm-pay-details-toggle {
    display: flex;
    width: 100%;
    align-items: center;
    justify-content: space-between;
    background: none;
    border: none;
    padding: 0;
    font-size: .9rem;
    font-weight: 600;
    color: var(--clm-primary);
    cursor: pointer;
}
.clm-pay-details-toggle[aria-expanded="true"] .dashicons {
    transform: rotate(180deg);
}

/* ── Bottom navigation bar (mobile only) ───────────────── */
.clm-bottom-nav {
    display: none; /* hidden on desktop */
}
@media (max-width: 767px) {
    /* Push main content up so the bottom bar doesn't overlap it */
    .clm-portal-main { padding-bottom: calc(64px + env(safe-area-inset-bottom, 0px)); }

    .clm-bottom-nav {
        display: flex;
        position: fixed;
        bottom: 0; left: 0; right: 0;
        height: calc(60px + env(safe-area-inset-bottom, 0px));
        padding-bottom: env(safe-area-inset-bottom, 0px);
        background: #fff;
        border-top: 1px solid var(--clm-border);
        box-shadow: 0 -2px 12px rgba(75, 73, 172, .10);
        z-index: 200;
        align-items: stretch;
    }

    .clm-bottom-nav-item {
        flex: 1;
        display: flex;
        flex-direction: column;
        align-items: center;
        justify-content: center;
        gap: 3px;
        text-decoration: none;
        color: #9ca3af;
        font-size: .62rem;
        font-weight: 500;
        padding: 6px 2px;
        border-top: 2px solid transparent;
        transition: color .15s, border-color .15s;
        -webkit-tap-highlight-color: transparent;
    }

    .clm-bottom-nav-item .dashicons {
        font-size: 1.25rem;
        width: 1.25rem;
        height: 1.25rem;
        line-height: 1;
    }

    .clm-bottom-nav-item.active {
        color: var(--clm-primary);
        border-top-color: var(--clm-primary);
    }

    .clm-bottom-nav-item:hover:not(.active) {
        color: #6366f1;
    }
}

/* ── Responsive — mobile slide-in nav (self-contained) ──── */
@media (max-width:767px) {
    .clm-portal-nav-toggle { display: flex; align-items: center; }
    .clm-portal-topbar { padding: 0 14px; }
    .clm-portal-coop-name { font-size: .92rem; }
    .clm-portal-subtitle { display: none; }
    .clm-portal-member-no { display: none; }

    .clm-portal-nav {
        position: fixed;
        top: var(--clm-topbar-h); left: 0; bottom: 0;
        width: var(--clm-nav-w);
        transform: translateX(calc(-1 * var(--clm-nav-w)));
        transition: transform .25s cubic-bezier(.4,0,.2,1);
        z-index: 100;
        padding: 16px 12px;
        box-shadow: var(--clm-shadow-lg);
    }
    .clm-portal-nav.clm-nav--open { transform: translateX(0); }
    .clm-portal-nav .clm-nav-item { padding: 12px 14px; justify-content: flex-start; }
    .clm-portal-nav .clm-nav-item span { display: inline !important; }
    .clm-portal-backdrop { display: none; position: fixed; inset: 0;
        background: rgba(46, 46, 58, .45); z-index: 99; }
    .clm-portal-backdrop.clm-nav--open { display: block; }

    .clm-portal-main { padding: 14px; }
    .clm-portal-page { max-width: 100%; }
    .clm-portal-col--narrow { flex: 1 1 100%; max-width: 100%; }
    .clm-apply-preview-col { flex: 1 1 100%; max-width: 100%; position: static; }
    .clm-apply-form-col { flex: 1 1 100%; }
    .clm-apply-actions { flex-direction: column; }
    .clm-apply-btn { width: 100%; justify-content: center; padding: .65rem 1rem; font-size: 1rem; }
    .clm-savings-balance { font-size: 1.5rem; }
    .clm-portal-summary-grid { grid-template-columns: repeat(2, 1fr); gap: 10px; }

    /* My Loans list — mobile: compact 3-col strip */
    .clm-loan-balance-val { font-size: .72rem; }
    .clm-loan-balance-label { font-size: .55rem; }
    .clm-loan-balance-item { padding: .45rem .25rem; }
    .clm-loan-card-footer { flex-direction: column; align-items: stretch; gap: 6px; }
    .clm-loan-card-footer-secondary { width: 100%; }
    .clm-loan-pay-btn { width: 100%; justify-content: center; padding: .65rem; font-size: .95rem; }
    .clm-summary-card { padding: 14px 16px; }
    .clm-summary-value { font-size: 1.2rem; }
    .clm-portal-card { padding: 16px; }
    .clm-portal-row { gap: 0; }

    /* Tables on mobile: enforce horizontal scroll */
    .clm-portal .table-responsive { -webkit-overflow-scrolling: touch; }
    .clm-portal .nav-tabs .nav-link { font-size: .78rem; padding: 7px 10px; }
}

/* ── Profile page ────────────────────────────────────────── */

/* Hero card: avatar + identity + financial strip */
.clm-profile-hero { padding: 20px 22px; }

.clm-profile-identity {
    display: flex; align-items: center; gap: 16px; margin-bottom: 18px;
}

/* Avatar */
.clm-avatar-wrap {
    position: relative; flex-shrink: 0;
    width: 76px; height: 76px;
}
.clm-avatar-img {
    width: 76px; height: 76px; border-radius: 50%;
    object-fit: cover; border: 3px solid var(--clm-primary-tint);
    display: block;
}
.clm-avatar-placeholder {
    width: 76px; height: 76px; border-radius: 50%;
    background: var(--clm-primary-tint);
    display: flex; align-items: center; justify-content: center;
    border: 3px solid var(--clm-border);
}
.clm-avatar-placeholder .dashicons {
    font-size: 2.2rem; width: auto; height: auto; color: var(--clm-primary);
}
.clm-avatar-edit-btn {
    position: absolute; bottom: 0; right: 0;
    width: 26px; height: 26px; border-radius: 50%;
    background: var(--clm-primary); color: #fff; border: 2px solid #fff;
    display: flex; align-items: center; justify-content: center;
    cursor: pointer; line-height: 1; padding: 0;
    box-shadow: 0 2px 6px rgba(75,73,172,.3);
    transition: background .14s;
}
.clm-avatar-edit-btn:hover { background: var(--clm-primary-dark); }
.clm-avatar-edit-btn .dashicons { font-size: .82rem; width: auto; height: auto; }

/* Identity text */
.clm-profile-identity-text { flex: 1; min-width: 0; }
.clm-profile-name {
    font-size: 1.1rem; font-weight: 800; color: var(--clm-heading);
    margin: 0 0 5px; line-height: 1.2; word-break: break-word;
}
.clm-profile-meta { display: flex; align-items: center; flex-wrap: wrap; gap: 5px; font-size: .8rem; }
.clm-profile-member-no { font-size: .78rem; color: var(--clm-primary); }
.clm-profile-sep { color: var(--clm-border); }

/* Financial strip */
.clm-profile-fin-strip {
    display: grid; grid-template-columns: repeat(3, 1fr);
    gap: 10px; border-top: 1px solid var(--clm-border); padding-top: 16px;
}
.clm-profile-fin-item {
    display: flex; flex-direction: column; align-items: center; gap: 3px;
    text-align: center;
}
.clm-profile-fin-label {
    font-size: .7rem; text-transform: uppercase; letter-spacing: .05em;
    font-weight: 700; color: var(--clm-muted);
}
.clm-profile-fin-value { font-size: .95rem; font-weight: 700; color: var(--clm-heading); }

/* Tab bar — horizontally scrollable on mobile */
.clm-profile-tabs-wrap {
    overflow-x: auto; -webkit-overflow-scrolling: touch;
    scrollbar-width: none; border-bottom: 2px solid var(--clm-border);
}
.clm-profile-tabs-wrap::-webkit-scrollbar { display: none; }

.clm-profile-tabs {
    display: flex; flex-wrap: nowrap; padding: 0 16px; gap: 2px;
    min-width: max-content; margin-bottom: 0; border: none;
}
.clm-profile-tab-btn {
    display: flex; align-items: center; gap: 5px;
    font-size: .82rem; font-weight: 600; color: var(--clm-muted);
    border: none; border-bottom: 2px solid transparent;
    border-radius: 0; padding: 10px 12px; margin-bottom: -2px;
    white-space: nowrap; background: none; cursor: pointer;
    transition: color .14s, border-color .14s;
}
.clm-profile-tab-btn .dashicons { font-size: 1rem; width: auto; height: auto; }
.clm-profile-tab-btn:hover { color: var(--clm-primary); background: none; }
.clm-profile-tab-btn.active {
    color: var(--clm-primary); border-bottom-color: var(--clm-primary);
    background: none; font-weight: 700;
}

/* Tab pane padding */
.clm-profile-tab-content { padding: 20px 20px 0; }

/* Section title inside a tab */
.clm-profile-section-title {
    font-size: .72rem; font-weight: 700; text-transform: uppercase;
    letter-spacing: .07em; color: var(--clm-muted); margin: 0 0 14px;
}
.clm-profile-section-title.mt-3 { margin-top: 22px; }

/* Read-only row (e.g. full name) */
.clm-profile-read-row {
    background: var(--clm-primary-tint); border-radius: 8px;
    padding: 10px 14px; display: flex; flex-direction: column; gap: 2px;
}
.clm-profile-read-label {
    font-size: .7rem; text-transform: uppercase; letter-spacing: .05em;
    font-weight: 700; color: var(--clm-primary);
}
.clm-profile-read-value { font-weight: 600; color: var(--clm-heading); font-size: .92rem; }
.clm-profile-read-note  { font-size: .74rem; color: var(--clm-muted); }

/* Form grid: 2-column on ≥480 px, single on mobile */
.clm-form-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 14px;
}
.clm-form-field--full { grid-column: 1 / -1; }

.clm-field-label {
    display: block; font-size: .8rem; font-weight: 600;
    color: var(--clm-muted); margin-bottom: 5px;
}
.clm-field-hint {
    font-weight: 400; color: var(--clm-muted); font-size: .74rem;
    margin-left: 4px;
}

/* Inputs */
.clm-portal .form-control,
.clm-portal .form-select {
    font-size: .9rem; min-height: 44px; /* min tap target */
}
.clm-portal textarea.form-control { min-height: auto; }

/* Toggle group (radio as pill buttons) */
.clm-toggle-group {
    display: flex; gap: 8px; flex-wrap: wrap;
}
.clm-toggle-option {
    display: flex; align-items: center; cursor: pointer;
}
.clm-toggle-option input[type="radio"] { display: none; }
.clm-toggle-option span {
    display: inline-block; padding: 8px 20px;
    border: 2px solid var(--clm-border); border-radius: 8px;
    font-size: .88rem; font-weight: 600; color: var(--clm-muted);
    cursor: pointer; transition: all .14s; user-select: none;
    min-width: 70px; text-align: center;
}
.clm-toggle-option input[type="radio"]:checked + span {
    border-color: var(--clm-primary); background: var(--clm-primary-tint);
    color: var(--clm-primary);
}

/* Save bar (bottom of form card) */
.clm-profile-save-bar {
    display: flex; align-items: center; gap: 14px; flex-wrap: wrap;
    padding: 16px 20px; border-top: 1px solid var(--clm-border);
    margin-top: 20px;
}
.clm-profile-save-btn {
    min-width: 160px; padding: 11px 24px; font-size: .92rem;
}
.clm-profile-save-btn .dashicons {
    font-size: 1rem; width: auto; height: auto; vertical-align: middle;
}

/* Mobile overrides */
@media (max-width: 479px) {
    .clm-profile-hero { padding: 16px; }
    .clm-avatar-wrap { width: 64px; height: 64px; }
    .clm-avatar-img, .clm-avatar-placeholder { width: 64px; height: 64px; }
    .clm-avatar-placeholder .dashicons { font-size: 1.8rem; }
    .clm-profile-name { font-size: .98rem; }
    .clm-profile-fin-value { font-size: .85rem; }
    .clm-form-grid { grid-template-columns: 1fr; }
    .clm-form-field--full { grid-column: 1; }
    .clm-profile-tab-btn span { display: none; }   /* icon-only tabs on very small */
    .clm-profile-tab-btn { padding: 10px 14px; }
    .clm-profile-save-bar { flex-direction: column; align-items: stretch; }
    .clm-profile-save-btn { width: 100%; text-align: center; min-width: 0; }
}

/* ── Loan detail — mobile-first ──────────────────────────── */
.clm-loan-detail-page { padding-bottom: 80px; }

.clm-back-link {
    display: inline-flex; align-items: center; gap: 4px;
    font-size: .85rem; color: var(--clm-muted); text-decoration: none;
    margin-bottom: .5rem;
}
.clm-back-link:hover { color: var(--clm-primary); }
.clm-back-link .dashicons { font-size: 16px; width: 16px; height: 16px; }
.clm-loan-detail-header { margin-bottom: 1rem; }
.clm-loan-detail-title-row {
    display: flex; align-items: center; justify-content: space-between;
    gap: .5rem; flex-wrap: wrap;
}
.clm-loan-detail-id { display: flex; align-items: center; gap: .4rem; flex-wrap: wrap; }
.clm-loan-no { font-size: 1.25rem; font-weight: 700; color: var(--clm-text); }
.clm-pay-btn { white-space: nowrap; display: inline-flex; align-items: center; gap: 4px; }
.clm-btn-icon { font-size: 15px !important; width: 15px !important; height: 15px !important; }

.clm-loan-numbers-card { padding: 0; overflow: hidden; }
.clm-loan-numbers-strip { display: grid; grid-template-columns: repeat(3, 1fr); }
.clm-loan-number-item {
    display: flex; flex-direction: column; align-items: center;
    padding: .85rem .5rem; border-right: 1px solid var(--clm-border); text-align: center;
}
.clm-loan-number-item:last-child { border-right: none; }
.clm-loan-number-label {
    font-size: .68rem; text-transform: uppercase; letter-spacing: .04em;
    color: var(--clm-muted); margin-bottom: .2rem;
}
.clm-loan-number-value { font-size: 1rem; font-weight: 700; }
.clm-loan-number-item--primary .clm-loan-number-value { font-size: 1.15rem; }

.clm-loan-meta-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: .75rem; }
.clm-loan-meta-item { display: flex; flex-direction: column; gap: 2px; }

.clm-loan-tabs-wrap {
    overflow-x: auto; -webkit-overflow-scrolling: touch; scrollbar-width: none;
    background: linear-gradient(135deg, #f0f4ff 0%, #faf5ff 50%, #f0f9ff 100%);
    border: 1px solid #e0e7ff;
    border-radius: 12px;
    padding: .5rem .5rem 0;
    box-shadow: 0 1px 4px rgba(99,102,241,.08);
}
.clm-loan-tabs-wrap::-webkit-scrollbar { display: none; }
.clm-loan-tabs {
    display: flex; gap: 2px;
    border-bottom: 2px solid #ddd6fe;
    white-space: nowrap; min-width: max-content; width: 100%;
}
.clm-loan-tab {
    display: inline-flex; align-items: center; gap: 5px;
    padding: .5rem 1rem; font-size: .85rem; font-weight: 500;
    color: #7c3aed; text-decoration: none;
    border-bottom: 2px solid transparent; margin-bottom: -2px;
    border-radius: 8px 8px 0 0;
    transition: color .15s, border-color .15s, background .15s;
}
.clm-loan-tab:hover { color: #4f46e5; background: rgba(99,102,241,.08); }
.clm-loan-tab .dashicons { font-size: 16px; width: 16px; height: 16px; }
.clm-loan-tab:hover { color: #4f46e5; background: rgba(99,102,241,.08); }
.clm-loan-tab.active {
    color: #4f46e5; border-bottom-color: #4f46e5;
    background: rgba(99,102,241,.1); font-weight: 600;
}
.clm-tab-count {
    background: #e5e7eb; color: #6b7280;
    font-size: .7rem; font-weight: 600; padding: 1px 6px; border-radius: 10px;
}
.clm-tab-count--warn { background: #fef3c7; color: #92400e; }

.clm-sched-list, .clm-pay-list, .clm-req-list {
    display: flex; flex-direction: column; gap: .5rem;
}
.clm-sched-item {
    display: flex; justify-content: space-between; align-items: flex-start;
    background: #fff; border: 1px solid var(--clm-border);
    border-left: 4px solid var(--clm-border); border-radius: 8px; padding: .75rem;
}
.clm-sched-item--paid { border-left-color: #22c55e; background: #f0fdf4; }
.clm-sched-item--overdue { border-left-color: #ef4444; background: #fef2f2; }
.clm-sched-item-left { display: flex; flex-direction: column; gap: 2px; }
.clm-sched-item-right { display: flex; flex-direction: column; align-items: flex-end; gap: 4px; }
.clm-sched-no { font-size: .7rem; color: var(--clm-muted); font-weight: 600; text-transform: uppercase; }
.clm-sched-date { font-size: .85rem; font-weight: 600; color: var(--clm-text); }
.clm-sched-breakdown { font-size: .75rem; color: var(--clm-muted); display: flex; gap: 4px; flex-wrap: wrap; }
.clm-sched-sep { color: #d1d5db; }
.clm-sched-total { font-size: 1rem; font-weight: 700; color: var(--clm-text); }
.clm-sched-paid-label { font-size: .72rem; color: #16a34a; }

.clm-pay-item {
    display: flex; justify-content: space-between; align-items: flex-start;
    background: #fff; border: 1px solid var(--clm-border); border-radius: 8px; padding: .75rem;
}
.clm-pay-item-left { display: flex; flex-direction: column; gap: 2px; }
.clm-pay-item-right { display: flex; flex-direction: column; align-items: flex-end; }
.clm-pay-or { font-size: .75rem; background: #f3f4f6; padding: 1px 5px; border-radius: 4px; white-space: nowrap; display: inline-block; }
.clm-pay-date { font-size: .8rem; color: var(--clm-muted); white-space: nowrap; }
.clm-pay-breakdown { font-size: .75rem; color: var(--clm-muted); display: flex; gap: 4px; }
.clm-pay-method { font-size: .75rem; color: var(--clm-muted); }
.clm-pay-amount { font-size: 1rem; font-weight: 700; white-space: nowrap; }

.clm-req-item {
    background: #fff; border: 1px solid var(--clm-border); border-radius: 8px; padding: .75rem;
}
.clm-req-item-top {
    display: flex; justify-content: space-between; align-items: center; margin-bottom: .35rem;
}
.clm-req-amount { font-size: 1rem; font-weight: 700; }
.clm-req-meta { font-size: .78rem; color: var(--clm-muted); display: flex; gap: 4px; }
.clm-req-note { margin-top: .25rem; }

.clm-fab {
    position: fixed; bottom: 24px; right: 20px;
    width: 52px; height: 52px;
    background: var(--clm-primary); color: #fff; border-radius: 50%;
    display: flex; align-items: center; justify-content: center;
    box-shadow: 0 4px 14px rgba(0,0,0,.25);
    text-decoration: none; z-index: 200;
    transition: transform .15s, box-shadow .15s;
}
.clm-fab:hover { transform: scale(1.07); box-shadow: 0 6px 18px rgba(0,0,0,.3); color: #fff; }
.clm-fab .dashicons { font-size: 22px; width: 22px; height: 22px; }

@media (max-width: 479px) {
    .clm-loan-no { font-size: 1.05rem; }
    .clm-pay-btn { font-size: .8rem; padding: .35rem .7rem; }
    .clm-loan-number-value { font-size: .88rem; }
    .clm-loan-number-item--primary .clm-loan-number-value { font-size: 1rem; }
    .clm-loan-number-label { font-size: .62rem; }
    .clm-loan-meta-grid { grid-template-columns: repeat(2, 1fr); }
    .clm-loan-tab span:not(.clm-tab-count) { display: none; }
    .clm-loan-tab { padding: .5rem .7rem; gap: 0; }
    .clm-loan-tab .dashicons { font-size: 18px; width: 18px; height: 18px; color: #7c3aed; }
    .clm-loan-tab.active .dashicons { color: #4f46e5; }
}

/* ── Page loader ─────────────────────────────────────────── */
.clm-page-loader {
    display: flex; align-items: center; justify-content: center;
    min-height: 200px; color: var(--clm-muted); font-size: .9rem;
}

/* ── Skeleton loaders ────────────────────────────────────── */
.clm-skeleton-wrap    { padding: 8px 0; }
.clm-skeleton-row     { margin-bottom: 12px; }
.clm-skeleton         { background: linear-gradient(90deg, #EFF0F7 25%, #E3E4EF 50%, #EFF0F7 75%);
    background-size: 200% 100%; animation: shimmer 1.4s infinite;
    border-radius: 6px; }
.clm-skeleton--line   { height: 16px; width: 100%; }
@keyframes shimmer { 0%{background-position:200% 0} 100%{background-position:-200% 0} }

/* ── Portal notices (fixed bottom-right) ─────────────────── */
.clm-portal-notices {
    position: fixed; bottom: 20px; right: 20px;
    z-index: 600; width: min(360px, calc(100vw - 40px));
    display: flex; flex-direction: column; gap: 6px;
}
.clm-portal-notices .alert { box-shadow: var(--clm-shadow-lg); margin-bottom: 0; }